No minimum amount required to open account
No minimum balance required*
No monthly maintenance fee*
No minimum amount required to open account
$1,000 minimum balance required ( to avoid monthly fee)
$5 maintenance fee if balance falls below $1,000 during a statement cycle
Interest bearing
Unlimited check writing
Deficit fund transfer available
Monthly statement, (checks not returned) paper or eStatement available
View and print cancelled checks free with online banking
ATM (automated teller machine) and debit card accessible
Combined statements available
PRA (personal reserve account) available subject to credit approval
Money Talks Telephone Banking accessible, our 24 hour automated telephone customer service line (1-800-236-1653)
*An inactivity fee of $1 per month may be imposed on accounts with no deposit or withdrawal activity for six months or longer AND that have a balance of $10 or less.